Opt-Out/Waiver

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Annual - 05/14/2024 - 09/09/2024

Spring Semester - 11/26/2024 - 01/31/2025

(The Spring/Summer waiver is reserved for new and incoming students for the Spring semester)

All full time, residential, and international students holding a F or J Visas are required to enroll in the Student Health Insurance Plan (SHIP).

To be eligible for a waiver of enrollment in the SHIP, American University (AU) requires that students provide evidence of coverage equal to or better than the coverage provided by AU’s SHIP. Please be advised that the waiver request will be reviewed and verified active with the insurance carrier. Notification of acceptance or rejection of waiver requests will be sent to students’ AU email addresses within seven business days.

Domestic Students

To qualify for a waiver, your health insurance plan must meet the requirements as listed below.

1. Coverage must be active for the full date range associated with the term(s) for which a waiver is being requested.
2. Have equivalent coverage, in the DC metro area, to the Student Health Insurance plan including, but not limited to:
   • Full coverage for pre-existing conditions;
   • Covers 100% of preventive care;
   • Unlimited benefits;
   • And be Affordable Care Act (PPACA) compliant

International Students

To qualify for a waiver, your health insurance plan must meet the requirements as listed below.

1. Coverage must be active for the full date range associated with the term(s) for which a wavier is being requested.
2. Have equivalent coverage, in the DC metro area, to the Student Health Insurance plan including, but not limited to:
   • Full coverage of pre-existing conditions
   • Covers 100% of preventative care
   • Unlimited benefits
   • And be Affordable Care Act (PPACA) compliant
3. Annual deductible of $500 or less
4. Coverage of Medical Evacuation expenses to the student’s home country in the amount of $50,000
5. Coverage of Repatriation expenses to the student’s home country in the amount of $25,000

If your plan meets the above criteria and you want to waive enrollment from the Student Health Insurance Plan, please acquire an electronic copy of the front and back of your insurance ID card and then select the link below to submit your waiver request. Click the “WAIVE” button under the “I Already Have Health Insurance” section.  You can also choose to activate your insurance by clicking the “ENROLL” button under “I Need Health Insurance” section.

Click Here to Enroll or Waive the Student Health Insurance Plan